Trucking & Freight Insurance
Trucking & Freight face specific risks — vehicle accidents, cargo loss, driver injury. The right business insurance protects your income, your clients, and your license. Below are the coverages most trucking & freight carry, plus state-by-state guides and free quotes.
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Coverages most trucking & freight need
Commercial Auto
Covers vehicles used for business — liability, collision, and physical damage for company cars, vans, and trucks.
General Liability
Covers third-party bodily injury, property damage, and advertising injury claims — the foundational policy nearly every small business needs.
Motor Truck Cargo
Covers the freight and cargo a trucking business hauls against loss or damage in transit.
Workers' Compensation
Pays for medical bills and lost wages when employees are injured on the job. Required in most states once you have employees.
Trucking & Freight insurance by state
Select your state for local requirements, costs, and quotes.
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
- District of Columbia