Roofers Insurance

Roofers face specific risks — falls, property damage, high-hazard labor. The right business insurance protects your income, your clients, and your license. Below are the coverages most roofers carry, plus state-by-state guides and free quotes.

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Coverages most roofers need

General Liability

Covers third-party bodily injury, property damage, and advertising injury claims — the foundational policy nearly every small business needs.

Workers' Compensation

Pays for medical bills and lost wages when employees are injured on the job. Required in most states once you have employees.

Commercial Auto

Covers vehicles used for business — liability, collision, and physical damage for company cars, vans, and trucks.

Roofers insurance by state

Select your state for local requirements, costs, and quotes.