Plumbers Insurance

Plumbers face specific risks — water damage, property damage, on-site injuries. The right business insurance protects your income, your clients, and your license. Below are the coverages most plumbers carry, plus state-by-state guides and free quotes.

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Coverages most plumbers need

General Liability

Covers third-party bodily injury, property damage, and advertising injury claims — the foundational policy nearly every small business needs.

Workers' Compensation

Pays for medical bills and lost wages when employees are injured on the job. Required in most states once you have employees.

Commercial Auto

Covers vehicles used for business — liability, collision, and physical damage for company cars, vans, and trucks.

Tools & Equipment

Covers the repair or replacement of business tools and equipment that are lost, stolen, or damaged — vital for tradespeople.

Plumbers insurance by state

Select your state for local requirements, costs, and quotes.