Personal Trainers Insurance
Personal Trainers face specific risks — client injury, negligence claims, facility damage. The right business insurance protects your income, your clients, and your license. Below are the coverages most personal trainers carry, plus state-by-state guides and free quotes.
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Coverages most personal trainers need
General Liability
Covers third-party bodily injury, property damage, and advertising injury claims — the foundational policy nearly every small business needs.
Professional Liability (E&O)
Also called Errors & Omissions, it covers claims of negligence, mistakes, or failure to deliver professional services as promised.
Personal Trainers insurance by state
Select your state for local requirements, costs, and quotes.
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
- District of Columbia