Painters Insurance
Painters face specific risks — overspray damage, ladder falls, solvent exposure. The right business insurance protects your income, your clients, and your license. Below are the coverages most painters carry, plus state-by-state guides and free quotes.
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Coverages most painters need
General Liability
Covers third-party bodily injury, property damage, and advertising injury claims — the foundational policy nearly every small business needs.
Workers' Compensation
Pays for medical bills and lost wages when employees are injured on the job. Required in most states once you have employees.
Tools & Equipment
Covers the repair or replacement of business tools and equipment that are lost, stolen, or damaged — vital for tradespeople.
Painters insurance by state
Select your state for local requirements, costs, and quotes.
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
- District of Columbia