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Janitorial Companies Insurance

Janitorial Companies face specific risks — chemical exposure, client property damage, employee injury. The right business insurance protects your income, your clients, and your license. Below are the coverages most janitorial companies carry, plus state-by-state guides and free quotes.

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Coverages most janitorial companies need

General Liability
Covers third-party bodily injury, property damage, and advertising injury claims — the foundational policy nearly every small business needs.
Workers' Compensation
Pays for medical bills and lost wages when employees are injured on the job. Required in most states once you have employees.
Surety / Janitorial Bond
Protects clients against theft or non-performance, often required to win commercial cleaning and service contracts.

Janitorial Companies insurance by state

Select your state for local requirements, costs, and quotes.