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Home Health Aides Insurance

Home Health Aides face specific risks — patient injury, negligence, abuse allegations. The right business insurance protects your income, your clients, and your license. Below are the coverages most home health aides carry, plus state-by-state guides and free quotes.

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Coverages most home health aides need

General Liability
Covers third-party bodily injury, property damage, and advertising injury claims — the foundational policy nearly every small business needs.
Professional Liability (E&O)
Also called Errors & Omissions, it covers claims of negligence, mistakes, or failure to deliver professional services as promised.
Workers' Compensation
Pays for medical bills and lost wages when employees are injured on the job. Required in most states once you have employees.

Home Health Aides insurance by state

Select your state for local requirements, costs, and quotes.