Handyman Services Insurance

Handyman Services face specific risks — broad scope work, property damage, bodily injury. The right business insurance protects your income, your clients, and your license. Below are the coverages most handyman services carry, plus state-by-state guides and free quotes.

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Coverages most handyman services need

General Liability

Covers third-party bodily injury, property damage, and advertising injury claims — the foundational policy nearly every small business needs.

Tools & Equipment

Covers the repair or replacement of business tools and equipment that are lost, stolen, or damaged — vital for tradespeople.

Commercial Auto

Covers vehicles used for business — liability, collision, and physical damage for company cars, vans, and trucks.

Handyman Services insurance by state

Select your state for local requirements, costs, and quotes.