Cleaning Services Insurance
Cleaning Services face specific risks — client property damage, slip-and-fall, theft allegations. The right business insurance protects your income, your clients, and your license. Below are the coverages most cleaning services carry, plus state-by-state guides and free quotes.
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Coverages most cleaning services need
General Liability
Covers third-party bodily injury, property damage, and advertising injury claims — the foundational policy nearly every small business needs.
Workers' Compensation
Pays for medical bills and lost wages when employees are injured on the job. Required in most states once you have employees.
Surety / Janitorial Bond
Protects clients against theft or non-performance, often required to win commercial cleaning and service contracts.
Cleaning Services insurance by state
Select your state for local requirements, costs, and quotes.
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
- District of Columbia