Carpenters Insurance

Carpenters face specific risks — tool injuries, property damage, workmanship claims. The right business insurance protects your income, your clients, and your license. Below are the coverages most carpenters carry, plus state-by-state guides and free quotes.

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Coverages most carpenters need

General Liability

Covers third-party bodily injury, property damage, and advertising injury claims — the foundational policy nearly every small business needs.

Workers' Compensation

Pays for medical bills and lost wages when employees are injured on the job. Required in most states once you have employees.

Tools & Equipment

Covers the repair or replacement of business tools and equipment that are lost, stolen, or damaged — vital for tradespeople.

Carpenters insurance by state

Select your state for local requirements, costs, and quotes.