Auto Repair Shops Insurance
Auto Repair Shops face specific risks — customer vehicle damage, faulty repairs, injury. The right business insurance protects your income, your clients, and your license. Below are the coverages most auto repair shops carry, plus state-by-state guides and free quotes.
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Coverages most auto repair shops need
General Liability
Covers third-party bodily injury, property damage, and advertising injury claims — the foundational policy nearly every small business needs.
Garage Keepers
Covers damage to customers' vehicles while they are in your care, custody, or control at an auto-service business.
Workers' Compensation
Pays for medical bills and lost wages when employees are injured on the job. Required in most states once you have employees.
Commercial Property
Protects your building, inventory, equipment, and furnishings against fire, theft, vandalism, and many weather events.
Auto Repair Shops insurance by state
Select your state for local requirements, costs, and quotes.
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
- District of Columbia